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What does the Bible say about Bankruptcy

Ecclesiastes5:4-5
4 When you make a vow to God, do not delay to pay it For He has no pleasure in fools. Pay what you have vowed– 5 Better not to vow than to vow and not pay.
Psalms 37:21
21 The wicked borrows and does not repay, But the righteous shows mercy and gives.

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